60% of Americans see crypto investing as highly risky—but millennials are still its biggest fans

60% of Americans see crypto investing as highly risky—but millennials are still its biggest fans

The majority of Americans increasingly see crypto as a chancy investment.

About 60% of Americans believe investing in digital currency is highly risky — up from 45% in 2021, according to the recent CNBC Make It: Your Money survey, conducted in partnership with Momentive. Another 26% believe it is moderately risky.

Younger generations, however, appear to be more willing to take a chance on crypto investing than older generations.

About 38% of Gen Zers (defined here as 25 and under) and 46% of millennials (defined here as age 26 to 41) say crypto investing is highly risky. On the other hand, a little over 60% of Gen Xers (defined here as age 42 to 57) and around 80% of baby boomers and the silent generation (defined here as age 58 and older) consider it to be high risk.

And recent shakeups in the world of crypto aren't helping to alleviate investors' uncertainty.

The crypto market has lost a little over $2 trillion since last year. On top of that, one of the world's largest cryptocurrency exchange platforms, FTX, went from a $32 billion valuation in January to filing for bankruptcy on Nov. 11. Blockfi, another distressed crypto firm, filed for bankruptcy shortly after, on Nov. 28.

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